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Seventy-five percent of Americans agree they would benefit from having basic financial education and information.
Source: The 2016 Consumer Financial Literacy Survey, The National Foundation for Credit Counseling

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Richard Rainforth, Randall “Scott” Schmailzl, Joshua Ervasti and Larry J. Hanson are agents collectively licensed to sell insurance through New York Life Insurance Company and may licensed with various other independent unaffiliated insurance companies collectively in the states of CA (CA Ins. Lic. # 0F71892), IA, IL, MN, MO and NE. No insurance business may be conducted outside these states referenced.

Richard Rainforth, Randall “Scott” Schmailzl, Joshua Ervasti and Larry J. Hanson are Registered Representatives of and are collectively license to offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, 4855 Mills Civic Parkway., Ste 200. West Des Moines, IA 50265. (515) 453-1300. In this regard, this communication is strictly intended for individuals residing collectively in the states of AZ, CA, FL, HI, IL, IA, MO, NE, and TN. No offers may be made or accepted from any resident outside the specific states referenced.

*Richard Rainforth, Randall “Scott” Schmailzl, Joshua Ervasti and Larry J. Hanson are also separately registered as investment adviser representatives with Eagle Strategies LLC, A registered investment adviser and are collectively licensed to offer advisory services in the states of AZ, CA, CO, FL, HI, IA, MO, NE and TN. As such, these services are strictly intended for individuals residing in said states.

NYLIFE Securites LLC and Eagle Strategies LLC are New York Life companies.

Neither R2 Financial Strategies and its employees, NYLIFE Securities, Eagle Strategies or any of their affiliates provide tax or legal advice. Please consult your own tax professional regarding your situation. NYLIFE Securities and Eagle Strategies are New York Life companies.

R2 Financial Strategies is not owned or operated by NYLIFE Securities LLC, Eagle Strategies LLC or any of their affiliates.

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